Credit crisis

Is something we are hearing a lot about recently

The sub prime mess and the increasing credit crunch

The continuing turmoil in the financial markets

The approaching impact on all of us

Few can doubt that the greed and stupidity of banks and other financial institutions is going to cause many people a lot of pain

And as usual those who created the mess will melt away to their villas untroubled by the mayhem they have caused

The young looking to buy a property to start their family lives, forget it

Families put in danger of losing their homes, tough

The old trying to survive in times of higher inflation sorry about that

Governments making feeble noises, looking to avoid painful decisions

On a global level we can do nothing, we are powerless in the face of so many variables

On a local level not much to do either except pay up

What we can do though is to adjust our lives

Will this so called downturn last long?

What happens in such situations?

Without knowing everything there are certain points that can be made

Life is not going to continue as before

There are too many variables in play for it to do so

How we perceive life in such circumstances will be how we experience the coming times

As ever our minds will make this a hard or interesting time for us

Not easy maybe but then life is seldom easy, life is as it is and we can get more out of it once we learn to live in reality

Life does not need to be harder because we cannot buy so many things

Life does not need to be sad because we cannot have what we want

Life can be more fun if we redefine what it is for us

Simple things can bring great pleasure, so redefine what brings you pleasure

Helping others maybe?

Appreciating what we have and not what we do not

These times will test us all

Make sure they do not catch you unaware and unprepared